Insightful Articles

For Teachers and Retiring Professionals

Explore insightful articles and practical tips designed to guide educators through the com

Insightful Articles

For Teachers and Retiring Professionals

Explore insightful articles and practical tips designed to guide educators through the com

Read Our Latest Blog

Empower yourself with knowledge, discover real-life success stories, and navigate the road to financial well-being with our expert insights. Let's transform the way educators approach their finances and build a future that shines as brightly as their passion for teaching.

Read Our Latest Blog

Empower yourself with knowledge, discover real-life success stories, and navigate the road to financial well-being with our expert insights. Let's transform the way educators approach their finances and build a future that shines as brightly as their passion for teaching.

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Wednesday Wealth Notes #4

July 16, 20253 min read

Hey teacher friend,

Sometimes we’re so focused on what’s next, the next paycheck, the next class, the next big goal, that we forget to pause and ask:

What do I actually want to be known for?

For me, the answer is clear:

I want to be known for helping educators rewrite their financial stories.

I want to be the person who brings financial clarity to teachers who’ve been left out of the conversation for too long. Who makes budgeting less intimidating, investing more accessible, and financial freedom actually feel possible—even on a teacher’s salary.

And what does that look like in practice?

  • This week: It’s recording a new lesson, responding to your messages, and finishing up a guide that makes your money choices easier.

  • This year: It’s launching new coaching programs, expanding the Teacher Talks Money membership, and continuing to build a supportive space for educators to grow financially.

  • Ongoing: It’s staying grounded in service. Every post, every email, every workshop is here to help you feel more confident, informed, and empowered.

Here are my top 10 summer saving tips for educators, because we all deserve a stress free summer!

1. Embrace the “Free Day” Challenge

Pick one day a week to spend no money, no takeout, no online shopping, no gas if you can help it. Instead, enjoy a library book, a free museum day, or a neighborhood walk. Transfer what you would’ve spent into savings.

2. Use Your Teacher Discounts

Brands like Michaels, Staples, J.Crew, and even hotels offer educator discounts. Before making a purchase, Google: “teacher discount + [store name]” or ask at checkout.

3. Meal Prep in Batches

Save on groceries (and reduce food waste) by prepping easy summer meals in bulk, like pasta salads, grilled veggies, or freezer-friendly burritos. Less temptation to grab takeout when it’s too hot to cook!

4. Pause Subscriptions You Don’t Use

Not using your classroom-specific tools or streaming platforms over break? Temporarily pause or cancel them. Those $10 - $30/month subs add up quickly during the summer months!

5. Host a Swap with Other Teachers

Need classroom supplies, kids’ clothes, or books? Organize a teacher swap day in your community or online. You’d be amazed at what’s collecting dust in someone else’s closet.

6. Turn Hobbies into Side Income

Love crafting, tutoring, writing, or organizing? Use your extra time to monetize a hobby. Even a few hundred dollars this summer can help pad your emergency fund.

7. Use Envelope Budgeting for Summer Expenses

Divide cash (or use labeled savings accounts) into envelopes like “fun money,” “travel,” and “back-to-school prep.” You’ll see exactly what you have to spend, and stay in control without guilt.

8. Plan a “Staycation”

Explore local attractions you’ve never visited, parks, farmer’s markets, concerts, or free events. Create a travel vibe without the travel cost.

9. Sell What You’re Not Using

Declutter your home and classroom! Use Facebook Marketplace, Poshmark, or Buy Nothing groups to sell or trade items you don’t need, and boost your savings with the extra cash.

10. Start a Sinking Fund for Back-to-School

Use summer to prepare for the often-pricey return to the classroom. Set aside a little each week into a separate savings fund labeled “Back-to-School.” Future You will be so relieved.

Don't Forget to Grab Your Freebie:

7 Steps to Financial Literacy for Educators
Your roadmap to getting confident with money, on a teacher’s budget.
📘 In this free guide, you’ll learn how to:
✅ Track your cash flow
✅ Tackle debt strategically
✅ Start saving for long-term goals
…and more!

👉 Download it free here: https://lnkd.in/eBnKnYBG

Teacher Talks Money is not just a service; it's a partnership in building a brighter financial future. Join us on this transformative journey where financial empowerment meets the world of education.

Rose Mendonca

Teacher Talks Money is not just a service; it's a partnership in building a brighter financial future. Join us on this transformative journey where financial empowerment meets the world of education.

Back to Blog
quote

Wednesday Wealth Notes #4

July 16, 20253 min read

Hey teacher friend,

Sometimes we’re so focused on what’s next, the next paycheck, the next class, the next big goal, that we forget to pause and ask:

What do I actually want to be known for?

For me, the answer is clear:

I want to be known for helping educators rewrite their financial stories.

I want to be the person who brings financial clarity to teachers who’ve been left out of the conversation for too long. Who makes budgeting less intimidating, investing more accessible, and financial freedom actually feel possible—even on a teacher’s salary.

And what does that look like in practice?

  • This week: It’s recording a new lesson, responding to your messages, and finishing up a guide that makes your money choices easier.

  • This year: It’s launching new coaching programs, expanding the Teacher Talks Money membership, and continuing to build a supportive space for educators to grow financially.

  • Ongoing: It’s staying grounded in service. Every post, every email, every workshop is here to help you feel more confident, informed, and empowered.

Here are my top 10 summer saving tips for educators, because we all deserve a stress free summer!

1. Embrace the “Free Day” Challenge

Pick one day a week to spend no money, no takeout, no online shopping, no gas if you can help it. Instead, enjoy a library book, a free museum day, or a neighborhood walk. Transfer what you would’ve spent into savings.

2. Use Your Teacher Discounts

Brands like Michaels, Staples, J.Crew, and even hotels offer educator discounts. Before making a purchase, Google: “teacher discount + [store name]” or ask at checkout.

3. Meal Prep in Batches

Save on groceries (and reduce food waste) by prepping easy summer meals in bulk, like pasta salads, grilled veggies, or freezer-friendly burritos. Less temptation to grab takeout when it’s too hot to cook!

4. Pause Subscriptions You Don’t Use

Not using your classroom-specific tools or streaming platforms over break? Temporarily pause or cancel them. Those $10 - $30/month subs add up quickly during the summer months!

5. Host a Swap with Other Teachers

Need classroom supplies, kids’ clothes, or books? Organize a teacher swap day in your community or online. You’d be amazed at what’s collecting dust in someone else’s closet.

6. Turn Hobbies into Side Income

Love crafting, tutoring, writing, or organizing? Use your extra time to monetize a hobby. Even a few hundred dollars this summer can help pad your emergency fund.

7. Use Envelope Budgeting for Summer Expenses

Divide cash (or use labeled savings accounts) into envelopes like “fun money,” “travel,” and “back-to-school prep.” You’ll see exactly what you have to spend, and stay in control without guilt.

8. Plan a “Staycation”

Explore local attractions you’ve never visited, parks, farmer’s markets, concerts, or free events. Create a travel vibe without the travel cost.

9. Sell What You’re Not Using

Declutter your home and classroom! Use Facebook Marketplace, Poshmark, or Buy Nothing groups to sell or trade items you don’t need, and boost your savings with the extra cash.

10. Start a Sinking Fund for Back-to-School

Use summer to prepare for the often-pricey return to the classroom. Set aside a little each week into a separate savings fund labeled “Back-to-School.” Future You will be so relieved.

Don't Forget to Grab Your Freebie:

7 Steps to Financial Literacy for Educators
Your roadmap to getting confident with money, on a teacher’s budget.
📘 In this free guide, you’ll learn how to:
✅ Track your cash flow
✅ Tackle debt strategically
✅ Start saving for long-term goals
…and more!

👉 Download it free here: https://lnkd.in/eBnKnYBG

Teacher Talks Money is not just a service; it's a partnership in building a brighter financial future. Join us on this transformative journey where financial empowerment meets the world of education.

Rose Mendonca

Teacher Talks Money is not just a service; it's a partnership in building a brighter financial future. Join us on this transformative journey where financial empowerment meets the world of education.

Back to Blog

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